Category Archives: Babble

Discussions about great stuff, other than real estate. The me side.

Garden Rehab in Pelham

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MAIN ENTRY WAY

Front Entry- Rotten steps and retaining wall.

In 2011 purchased a fixer upper in Pelham, NH.  The yard was terribly neglected and overgrown.  These are pictures only of the front entry presentable before we sold it in 2019.  I did the landscaping rehab myself.

Overgrown beds everywhere!

 

 

 

First, removal of the carpenter ant infested retaining wall and steps.  Second, grading the slope, and removing overgrown bushes.  Add the new landscaping and mulch before installing granite steps a few years later.

Need to find a pick of the final. Oh, no….I no longer live here.

Getting there.

Granite steps before stone dust went in.

 

 

 

 

 

 

Well, that’s it until I find the final presentation.

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ReUse, ReCycle, and RePurpose

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Pallet Coffee Table

Pallet Coffee Table 2016

As a big fan of Earth Day I compile a weeks worth of posts to celebrate.  A few years ago I became a big fan of making things out of old pallets. I love the colors of rustic wood.

 

I was picky about the pallets, looking mostly for hardwood and character.  When I was trying to “square” the coffee table top, my buddy Tom at Make It Labs told me many pallets are treated wood.  I did not know that, and this began the decline of my interest in pallets. That, and the pain in the katuckus to take them apart!  Still finding nails throughout the basement my disassembly location.

You won’t believe this! Home Depot is now selling disassembled pallets. Only $26.59!

Pallet Table 2015

Pallet Sofa Table 2015

Here’s a post from TreeHugger.com showing  what some of the symbols on the pallets mean: “How to upcycle pallets into “rustic-industrial” stuff for your home”

The style is wearing on me anyway, time to upcycle something else…there are quite a few hotel liquidation places in the Nashua area. Who knows, maybe my home is ready for something more upscale.

-Just my thoughts. Jenn

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354 Nashua St Milford, NH aka Conant House c1782

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This remodeled antique home and offices are now on the market.  Character, mixed use, expansion potential in barn, public utilities and on over half an acre. Traffic count is 13,000 daily and two curb cuts on Route 101A with parking lot, as well as a private driveway on Vine Street.
Excellent street presence and curb appeal!

  • Keep it offices…
  • Medical? It is currently a Naturopathic Clinic
  • Prior owner ran a Veterinarian office (Classic Cat Clinic).
  • Make a 1-floor in-law suite: aka ADU- accessory dwelling unit.
  • Open an inn. It was Victoria Place at one point.
  • Daycare?
  • Need a workshop…most of the huge barn is still unfinished and one of the L’s was used as a work-shop.

    More details on the blog: history, zoning info, and more photos:  https://conanthouse.wordpress.com/

Residential: MLS Listing

Commercial: MLS Listing

-Just my thoughts. Jenn

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Commercial vs Residential Loans?

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Residential Mortgage

Residential Loan

Commercial Loans

Commercial Loan

Commercial loans:
1. Require a higher down payment, typically 20%.
2. Have shorter terms, typically 5-20 years with a large chunk paid at the end.
3. Have higher interest rates.

So you typically have higher carrying costs(monthly payment) associated with a commercial loan, there’s more risk because you have a balloon payment at the end of the term – or you have to refinance, and you cannot refinance out if the rates go down without a prepayment penalty typically.

Qualifying for a commercial loan is different…it’s based on income potential of the property. While a residential loan is based on your gross income and debt.

Here are a couple articles:
Business Finance Commercial Residential
Commercial VS Residential Loan Terms

Just my thoughts. -Jenn

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WOULD YOU LIKE YOUR OFFICE NEXT DOOR TO YOUR HOME?

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Conant House c1782 Milford, NH

    I started a special blog for a special house.  A beautiful antique colonial located at 354 Nashua Rd in Milford, NH.  This is a mixed use property…it’s zoned Residential but Milford has a special overlay district called the “Nashua and Elm St. Corridor Overlay District.”   A perfect situation if you always wanted to be located close to your office, but still keep it separate.

     Currently it’s a medical clinic, prior- a vet, and before that it was an inn.  The living area is completely separate from the office space.  It includes a waiting room, reception office, kitchenette, 3 offices, and a conference room on 2nd floor.

I’ll be adding photos in the next couple weeks, just had a huge estate sale and the place needs to be put back together!

Blog:
The Conant House c1782 Milford, NH

Front2

The Conant House c1782 354 Nashua St, Milford, NH 03055

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New Hampshire Property Tax Rates 2016

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property taxesAt the end of every year, around October, our state releases the new property tax rates for the year.  BUT, tax rates are just part of the story for determining your property taxes.

There may be an Equalization Ratio that needs to be applied to the value of your home, and this is determined by how close your house’s Assessment is VS the Market Value. What’s an equalization ratio: http://jennifercote.info/how-is-an-equalization-ratio-used-in-nh-property-tax-calculations/

$YOUR TAXES$ =  (ASSESSED VALUE * TAX RATE)/1000

Below is a list of a few southern New Hampshire towns.  For the statewide list go to: NH Department of Revenue Administration.
(A higher tax rate doesn’t necessarily mean that town charges more in taxes.)

Southern NH 2016 Tax Rates

Per $1,000

Amherst $25.10
Derry $27.06
Hudson $21.97
Litchfield $21.60
Londonderry $21.50
Merrimack $22.79
Hollis $23.43
Milford $28.96
Nashua $25.07
Pelham $20.95
Salem $20.43
Windham not in yet

-Just my thoughts. Jenn

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17 Lamson Dr in Merrimack, NH for Sale

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OPEN HOUSE ON SUNDAY, MAY 22

FROM 11 AM-1 PM

StoneWallStepsSMALLRemodeled raised ranch in south Merrimack, close to everything!  New kitchen with granite counter-tops opens up to the living room with large picture window.  All the wood floors: in living, hallway, and bedrooms have been refinished.  The bath was expanded and updated as well.  As you walk outside onto the new multi-tiered deck, you can see the multi-tiered gardens, planting bed around the rock outcroppings, a fire-pit, plum and sweet cherry trees.  A large finished family room and den finish off the basement that leads to the extra deep 1-car garage.

Click for listing details MLS4491106

Please email me for more details:

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Click for larger image:WassermanParkGIS

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9 Putnam St in Wilton, NH

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9PutnamFrontAdorable New Englander style home a short walk to Frog Pond conservation, school, and downtown Wilton. Remodeled kitchen with granite counters and hickory cabinets; living room with large bay window, second-floor laundry, newly finished room on second floor could be a home office or small additional bedroom. Detached garage with power. Open front porch for easy conversations with neighbors, or dine out on the cozy screened porch that overlooks the private backyard.

Source, click for listing details: http://neren.paragonrels.com/publink/default.aspx?GUID=b6c638a4-4e90-46f4-b80f-7aa94be81397&Report=Yes

Contact me for more information:

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190 Baboosic Lake Rd in Merrimack, NH

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Slideshow Video of 190 Baboosic Lake Rd. in Merrimack NH

The Barron House c1771

190 Baboosic Lake RdPreserved antique Colonial with heavy timber framing, wide-plank pine floors and wainscoting, 5 fireplaces, period trim, Moses Eaton stencils, and perennial gardens make this a very special place!  The home has a rich history dating back to pre-revolutionary times documented in the “History of Merrimack, NH, Volume I.”

The formal living and dining rooms flank the front staircase.  The keeping room runs the length of the house, a grand fireplace with beehive oven. Heading towards the back you have the large kitchen, half bath, laundry, and then you enter the large mudroom/library to access the 2-car attached garage.

Over the barn there’s a finished living room, kitchen, bedroom, and bath with separate electrical and natural gas furnace. A two-car garage with generator hook-up, walk up attic with more wide plank flooring.  The fieldstone foundation has a concrete floor, 200 amp service, chestnut beams, and many secrets.

MLS 4477896: Click for an Interactive Listing Sheet
Don’t forget to like my Facebook Page: http://www.facebook.com/topnhhomes

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