Nashua Detached Condo with 2-Car Garage For Sale


1$175,000 for this 3-bedroom detached condo. Backs up to common area, large rooms, even a 2-car garage! Condo fees include exterior maintenance, siding, roof, even plowing the driveway!  Great property for investor.  This is a short-sale, being sold as-is.

Click for Craigslist Flyer with more Pictures

Additional Posts:
Top 5 Things to Consider when Doing a Rehab Loan
The Short Sale Chronicles with Jenn


Post Footer automatically generated by wp-posturl plugin for wordpress.

Market Update for Pelham, NH



Pelham, NH 106th Old Home Day Parade

Pelham, NH 106th Old Home Day Parade

It’s about time I did some graphs for Pelham.  After all, I’ve been living here for over 2 years now (time flies).  Since moving here the Pelham market has only just come out of it’s slump at the beginning of this year.

It’s looking solid in the Pelham NH real estate market! Below are 2 graphs I ran on properties for existing single-family homes in the previous 6 years.  Higher end properties have finally started to sell, huge increase in activity, the days on market to sell has gone down, and you won’t catch me saying prices are going up…but, multiple offer situations in entry-level homes have been happening.

That’s a significant upswing in pending home contracts in the last few months.

Look at that obvious seasonal real estate CYCLE!

The next graph shows the decrease in the days on market- the time it takes to sell a property in Pelham.  Seeing the large decrease this year indicates an increase in demand.

The days on market in Pelham have gone way down this year!

  Just my thoughts.  –Jenn  

Contact Me At: 603-821-8285 or

RE/MAX Properties – 169 Daniel Webster Hwy Nashua, NH 589-8800

J.A.Cote Appraisals, LLC – 142 Lowell Rd Hudson, NH

Real Estate in Pelham, Nashua, Salem, Merrimack, Amherst, and Windham.

Post Footer automatically generated by wp-posturl plugin for wordpress.

Nashua’s Central Fire Station Repurposed?

Banner Nashua Central Fire Station

How about we do something with this downtown building?

I enjoy taking pictures of interesting buildings. This one was once the Nashua Arts and Science Center. Look at the corbels, the arched window headers, the brick detail on the gable, and what’s with that window air-conditioner? Yikes

I liked the picture so much I used it on my Facebook Page for a while, and started to look into the significance of the 1870 date.

Well, I learned quite a bit of Nashua history in my search, but I’ll focus on this picture. It’s the original Central Fire Station, which is on what’s now known as Church St. I wish it had a better use, looking a bit run down now.

Central Station in Nashua, NH back in time.

The Nashua NH Central Fire Station

Going by the Central Station countless times in the previous 3 decades,  I never noticed the tower on the back left of the building until I saw this picture.  Old fire houses had a bell tower…that was the fire alarm for the neighborhoods around it. Most bell towers have been removed due to structural deterioration. Look at the bell tower in this old postcard photo of Central Station.


Lowell Central Repurposed
Lowell Central Re-purposed


Here’s a good example of a re-purposed fire station in Lowell, MA.  It’s now a restaurant and offices.  Beautiful building from the street.  Notice the bell tower is still there.

You can find a great history of Lowell firefighting:  Lowell Fire Fighting by: J.T.Strunk.  My uncle Gerry was a Captain at this station before it (and he)retired.   I would love to see Nashua do something with the old fire house.

Hmmm, Visualize Nashua?

If you’d like to know when I post another article on this topic “like” my Facebook page:

Just my thoughts. -Jenn


Nashua’s Central Station to Close” -11/12/1970 Nashua Telegraph-,1378818

Homes of Character in Nashua, Hudson, Hollis, Milford, Merrimack, Pelham, NH Real Estate, Land and Homes, Windham property.

Post Footer automatically generated by wp-posturl plugin for wordpress.

Short Sale Hardships in NH

Call or Email Me with Questions

If you think your home is underwater one of the first questions that may come to your mind: “Is my house eligible for a short-sale?” One of the most important components in determining if you are eligible for a short sale is the hardship letter.

Hardship is defined as an adversity.  Something, difficult or unpleasant, that you must endure or overcome.

If you’ve already done some research you may have heard of the typical hardships like job loss, divorce, or illness, but sometimes other types of hardships can be approved. You also need to show a financial hardship…you need to be in a position that you cannot pay the deficiency. Every situation is different, every bank is different, and every transaction is different. So there are no guarantees, but the letter of hardship is extremely vital to the success of a short-sale.

One example of a not-so-typical hardship:

I was helping a couple who lived an hour from their kids school (divorce situation-the kids remained in the same school system).  The bank approved this short-sale.


Next, we need to determine the current market value of the property. You need to sit down with a real estate agent who is familiar and EXPERIENCED in short-sales. There are obstacles that need to be explained to you, so you can be prepared.



Once we determine your property is indeed underwater. I work with experienced short sale attorneys and negotiators, and this program is of no cost to you.

Call me today to talk; I will answer all of your questions.

I will help you sell your home so you can have fresh start.


An excellent explanation of short-sales can be found on

If you’d like to know when I post another article on this topic “like” my Facebook page:

Just my thoughts.  -Jenn

NOTICE: I am not associated with the government or a lender. Keep in mind your lender may not agree to a short-sale. If you stop paying your mortgage, you could lose your home and damage your credit rating. Short-sales in Nashua, Hudson, Merrimack, Amherst, Pelham, and Windham.

-Just my thoughts. -Jenn


Post Footer automatically generated by wp-posturl plugin for wordpress.

Nemo- The Blizzard of 2013



My Beautiful Hemlock Tree

The snow is slowing down as of 7:45am. It’s blowing around…so light and fluffy. We didn’t lose power last night, but the wind was insane. It did create some large snow drifts. Time to go out and play.

7:45am Still coming down. Swirling and blowing around.

12:30pm All Done with lots of large snow drifts.



Beautiful- but no big deal overall.

-Just my thoughts. ~Jenn

Post Footer automatically generated by wp-posturl plugin for wordpress.

Preparing for the Storm (some silly, but mostly helpful)



Real estate activity is the slowest during the winter in New Hampshire

Real estate activity is the slowest during the winter in New Hampshire

Many of us here in New Hampshire remember Snowtober, 2011. How long was your power out? I had just moved 6 weeks earlier into our home…we were not prepared. Snowtober had just under a foot of snow…nothing big around these parts. It was the rain that did us in as the snow turned to heavy ice. Eagle Tribune 10/31/2011 Article

Halloween was cancelled that year, the power was out for over a week. You think you can stick it out…after the 3rd day you regret not booking a hotel, because it really sucks! Sure, you don’t have TV, internet, and lights. That’s not that bad, but no heat, no cooking, can’t flushthe toilet, dirty dishes covering every surface of the kitchen, and a fear of the pipes freezing.

You go to bed cold at night, everybody trying to snuggle into one bed to keep warm. Your body aches from tensing up in the cold. Your kids are tired, bored, and hungry. Nothing is open for hours from home. You regret not booking that hotel early on…now they are all booked up, even 3 states over.

You can only imagine the relief when the power finally came back on. Really, the smell was getting to me.

As we enter into another grand scale storm, a blizzard called Nemo.  Here is a list of important items I did to prepare myself.

    • Catch up on laundry as soon as you hear the weather. I found out the hard way what it’s like to run out of underwear.
    • Make sure you have food that doesn’t require a lot of preparation. It’s hard to cook when your stove and microwave don’t work…and it’s just too cold to use the grill.
    • Know where your candles and matches are stored. Nothing worse trying to find them in the black of night, kids crying because they’re scared. You know you have a zillion Yankee candles somewhere!
    • The same goes for flashlights. Know where they are, and make sure you have the extra batteries. I mean really, when was the last time you purchased D batteries?
    • Wood, yes wood…bring it close to the house. Yeah, you’ll have to restack it, but there’s nothing worse trudging out in 2+ feet of icy cold snow and carry it into the house.
    • Make sure you have room in the garage to put the cars. Drives me nuts when the plow guy comes and he can’t get close to garage because of the cars. Then I have to shovel all that snow before it builds up into a 3″ layer of ice. I’m trying something new: parking the one car that doesn’t go into the garage off to the side, not even near the garage, so the plow can get close.
    • Fill all the gas cans you have so you don’t run out for the generator. Oh yes people, get a generator! A small portable one is fine; at least you’ll save all the food in the fridge. We lost a lot of food that year, expensive replacing everything in both the refrigerator and the freezer in the garage.
    • Very, very important: water! Remember, even if you have public water, the filtration systems will stop working. Stock up on bottled water. When you have a well, fill your bathtubs. Nothing worse than going a couple days without being able to flush the toilets!! The clean up after is a nightmare, again, trust me.

My Nemo

Its 10:30pm now, the wind is picking up and the snow is coming down fast. Nemo is swimming around out there. I’ll update in the morning with more pictures if I have internet. Power loss is inevitable with the strength of that wind out there.

-Just my thoughts.  -Jenn

Post Footer automatically generated by wp-posturl plugin for wordpress.

Market Update in NH – Real Estate

Time for another market update.  What’s going on?  I decided to expand my data to include all of Hillsborough county, NH.  Some of the towns in Hillsborough are: Amherst, Bedford, Hollis, Hudson, Litchfield, Manchester, Merrimack, Milford, Nashua, and Pelham.

Hillsborough County 2 year Real Estate Trends

Hillsborough County 2 year Real Estate Trends

May and June are the busiest months in New Hampshire.  This chart shows 3 years of June activity.  What’s real interesting is this year and 2010** are similar in sales, but pending listings have jumped up this year!  That means in the next 2 months you are going to see a large increase in closed sales over the last 2 years.

This is great news for the real estate market!  The market has stabilized, many towns in this area are experiencing multiple offer situations, marketing times have decreased, and interest rates are crazy low!

Percentage Change in Real Estate

Percentage Change in Real Estate – click to enlarge

**Let’s not forget, 2010 was the year of the tax credit for new buyers which artificially inflated the activity that year.

Post Footer automatically generated by wp-posturl plugin for wordpress.

1 Storybrook Ln in Amherst, NH For Sale Real Estate

1 Storybrook Ln, Amherst, NH

Four-bedroom, 2.5 baths, backing up to open space in Jasper Valley.  Tons of wood floors! Step-down family room with beamed ceiling and beautiful brick fireplace with built-ins. Tons of crown molding (even bedrooms), new quartz counters in kitchen.

Serene wooded backdrop in rear with pergola covered in Wisteria over deck and large brick patio overlooking granite boulders and wooded open space.

This home has character, just needs your imagination and elbow grease to make a masterpiece.

If you’d like to know when I post another article on this topic “like” my Facebook page:


Just my thoughts.  –Jenn

Contact Me At: 603-821-8285 or

RE/MAX Properties – 169 Daniel Webster Hwy Nashua, NH 821-8285

J.A.Cote Appraisals, LLC – 142 Lowell Rd Hudson, NH

Homes for sale in Nashua, Hudson, Merrimack, Amherst, property in Pelham, and Windham.

Post Footer automatically generated by wp-posturl plugin for wordpress.

Finding Properties That Can Use Government Assistance Programs

There’s a wonderful new web tool called “Down Payment Resource” that is integrated into New Hampshire’s MLS system.  It helps determine if a buyer is eligible, and if a property is eligible, to use government-funded programs for down payDownPaymentResourceNashuament assistance, affordable fixed-rate mortgages, mortgage credit certificates, and rehab loans.

This tool was voted most Innovative New Techonology in 2011 by Inman News.  Click on the image and it will direct you to the site.

“Opening New Doors to Home Ownership”

Just my thoughts!


Post Footer automatically generated by wp-posturl plugin for wordpress.

Government Sponsored Program Helps Families Buy a Home.

The government has a sponsored program that can assist lower-income households purchase a home with a low or even no down payment.  One of my favorites is the Rural Development Loan program

Rural Development Loans are available in these New Hampshire communities: Amherst, Bedford, Brookline, Hollis, Lyndeborough, Mason, Mont Vernon, New Boston, and Wilton.  For a full list of New Hampshire towns, and income requirements, read the FACT SHEET.

The ineligible area list for NH is far smaller: Concord, Derry, Hudson, Keene, Nashua, Londonderry, Manchester, Merrimack, Portsmouth, Rochester, Salem, parts of Goffstown and Hooksett.

Not all lenders can do Rural Development loans.  Contact me for more information.

More information:

Federal Site:

Local NH/VT office:

State by State:

-Just my thoughts.


*Information is from the rural development government websites listed above.  I am not a mortgage professional.  This is for informational purposes only and you should do your own due-diligence.  Contact me and I can guide you to the appropriate resources.

Post Footer automatically generated by wp-posturl plugin for wordpress.